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Default Rates in Peer-to-Peer Financing Platforms

To paraphrase Crowdfund Insider’s “The Ultimate Crowdfunding Guide,” with peer-to-peer (P2P) financing, the risk an investor accepts is default. Every P2P financing platform has its own policy on default, and all investors need to take the time to understand these policies in order to protect themselves. Because every P2P platform …

How Crowdfunding Is Making the World a Better Place

Let us begin by telling you a tale. Once upon a time, in the not-so-distant past (2008, to be precise), a young writer started a crowdfunding experiment called The Omikuji Project. She needed earnings to supplement her household income between novels and wanted to thank those supporting her budding career. …

Investing in an Uncertain World

Here’s an example of how uncertainty can affect the average investor: prior to the 2016 US Election Day, most polls had projected a Hillary Clinton victory. The eventual result was different, not to mention unexpected. The shock impacted the markets even before the official winner was declared. As Donald Trump’s …

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2017 Onwards: FinTech as the Future of Inclusion

2016 was a year of surprises, a year mostly remembered for two political upsets: the Brexit vote and the election of Donald Trump as President of the United States. Observers noted that 2016 was characterized by rising anti-globalization. Yet despite the retaliation towards globalization, the genie can’t be wished back …

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Budgeting: Balance Your Spending

“My money keeps spilling out like water.” Many of us have experienced the frustration of having too many expenses to track. We have to pay for housing, utilities, taxes, transportation, food, the list goes on. Sometimes we can’t catch a break despite bringing in a reasonably good income. It’s normal …

Investor Referral Campaign 

Welcome to the Investor Referral Campaign! Specially designed to give you the best rewards for being a referral partner. Stand a chance to win RM500 cash prize while earning additional bonus. Timeline: 21/7/17 to 31/10/2017 (3 months) Bonus Structure                                                                         No. investors referred Once off additional bonus 3 or more investors …

Social Media 101 for Small Businesses

Social media is a major game changer in today’s marketing world. Even if your business is small, it pays to utilize social media marketing. Start small. In fact, it’s best to manage one or two company accounts rather than force your resources to manage accounts on all the hyped social …

FinTech as Digital Solutions for SMEs

When it comes to managing finances for a successful business, gaining financing is only one part of the story for small and medium-sized enterprises (SMEs). Thankfully, various FinTech platforms provide solutions that can make the lives of small business owners easier. Mainly, FinTech helps through the three categories below: Online …

When Should You Apply for Business Financing?

Building and nurturing a successful business requires a good amount of working capital. The funds can come from private assets, investments, or financing from banks or peer-to-peer (P2P) financing platforms. But when is the right time to apply for business financing? There are 3 situations that would call for more …