P2P financing, on a Global Scale

P2P financing, on a Global Scale

In the wake of the 2008 financial crisis, banks started making consumer financing stricter. Cheap, quick funds became difficult to acquire. Some consumers found it difficult to get financing even though they had good credit history. The environment of scarce funds and lengthy approval process became an opportunity for the …

SME Creativity and Innovation

SME Creativity and Innovation

It has become widely accepted that creativity and innovation are crucial to business success, especially in the ever-changing and uncertain world we live in today. While creativity is the ability to produce new and unique ideas, innovation is the execution of that creative ideas. When properly fostered, creativity and innovation …

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Business Planning 101

Business Planning 101

All successful businesses start with great planning. Business plans can be a daunting challenge for some, because of the effort you have to put to craft one. As daunting as it seems, business plans are necessary as they provide the roadmap for where you want to take your company. In …

Building the best team, no matter how small your business

Building the best team, no matter how small your business

A rookie mistake often made by those just starting a new business is thinking they can handle everything on their own. It’s still a small business, after all, so why would I need more people to help me, they think. As a small business owner, I should be able to …

Building a Business: Online or Offline?

Building a Business: Online or Offline?

When thinking of how best to build your business, a major consideration these days is whether to make it offline or online – especially, of course, if the business idea you have in mind is in the retail industry. Each option has its ups and downs, so you need to …