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Traditional Financial Institutions vs P2P Financing Platforms

Traditional Financial Institutions vs P2P Financing Platforms

P2P financing platforms are changing views on financing, both personal and business financing. These days, bank financing is no longer the only available choice for raising capital, especially for small and medium-sized enterprises (SMEs). Malaysia, in particular, has regulated P2P financing – the first ASEAN country to do so, although …

4 tips to manage your business financing

4 tips to manage your business financing

Congratulations on securing financing for your business! You must be happy or excited or both. Financing means more opportunities to take your business to another level, right? Of course it does. But before you start spending, you need to have a well thought-out plan for what to do with the …

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How Healthy Is Your Small Business? 4 Metrics to Watch

How to manage your investment portfolio like a pro

Managing a business is difficult. Failure to accurately determine your financial condition could severely hurt your business and its survival. To cope, you need to check whether your business is healthy or not. Some people aren’t able to determine how good or healthy their business is. Don’t be one of …

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4 Ways to Market Your Small Business on a Tight Budget

4 Ways to Market Your Small Business on a Tight Budget

People tend to think about the big budgets involved when thinking of marketing projects. So when company budget is tight, marketing might be the first expense you want to cut. But stop right there! Just because you have a small budget, it doesn’t mean you can’t create a powerful marketing …

Calculating How Much Financing You Need

Calculating How Much Financing You Need

Every business needs plenty of funds and working capital to grow and evolve. There are many ways to get more working capital, from bank financing to P2P financing. But how much more funding do you need, exactly? Calculating how much financing you need requires precision. You may be tempted to …

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4 Steps to Optimize Your Chance for SME Financing Approval

4 Steps to Optimize Your Chance for SME Financing Approval

No matter the economic climate, whether bright or gloomy, SME owners should always manage their working capital well; sufficient working capital is the key to business development. But gaining more working capital is not easy, especially if you were thinking of applying for SME financing. Rejections may be a reality …

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The 5 Best Funding Options for SMEs

5 funding options useful for SMEs

55% of Malaysian SMEs require more funds to operate their businesses. While bank financing can be a good option for SMEs to gain more working capital, there are now alternative funding options. Such alternatives are helpful for small businesses; if they are rejected by one investor, they can try another …

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How P2P Financing Can Support Malaysian SMEs

Malaysian SMEs contribute to 33% of the country’s gross domestic product (GDP) and 58% of the national workforce. By 2020, Malaysia also aims to push SME contribution to GDP to 41% and SME contribution to national exports at 23%. Despite being the backbone of the economy and government ambitions to …

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Crowdfunding vs. P2P Financing

Crowdfunding vs. P2P Financing

If you are looking to raise financing for your small business or startup, there are a lot of routes you can explore. Two of them include crowdfunding and peer-to-peer financing. Generally, both financing models are well-suited to grow and develop SMEs. Where people make the mistake, however, is in believing …

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P2P Financing: An Alternative Source of Capital for SMEs

P2P Financing: An Alternative Source of Capital for SMEs

According to a recent study by Deloitte and Visa, around 55% of SMEs in Malaysia need more capital to grow. Moreover, 58% of them decided to put off their financing proposals because they lack the bank requirements. Yet the bank funds available are not enough to cover the national need …