4 Keys to Success When Investing in P2P Financing

4 Keys to Success When Investing in P2P Financing

Peer-to-peer (P2P) financing has been attracting a lot of attention lately, thanks to its ability to connect entrepreneurs with investors using big data and advanced analytics. For small, growing enterprises, P2P financing can be a great substitute to applying for business financing from conventional financial institutions. On the other hand, …

Saving in the Digital Era

We’ve all been there before: at first, we were just absentmindedly scrolling through our Instagram feed when we come across a beautifully made travel bag or trendy sneakers posted by a brand account. Next thing we know, we’ve placed our order and we’re ready to make a purchase. Everything happened …

Managing Personal Finances for Millennials

When it comes to personal finances, millennials often struggle. Older generations sneer, saying that the youth’s money problems stem from their own spending habits, from frequent eating out to coffee shops. That criticism has some merit. A recent survey conducted by Bankrate show that the average millennial eats out or …

How to manage your investment portfolio like a pro

How to manage your investment portfolio like a pro

Managing an investment portfolio is a lot like managing a business. With a disciplined, patient, and proactive approach, you can preserve and protect your wealth while attaining financial independence. Your investment strategies might differ, but you’ve to begin with some principles that are consistent at its core, which not only …

6 Reasons to Invest in Peer-To-Peer Financing

6 Reasons to Invest in Peer-To-Peer Financing

If you own a small, growing enterprise, getting funding from your peers through peer-to-peer (P2P) financing can be a great substitute to applying for bank funds. On the other hand, if you are an investor, P2P financing can be a great way to earn returns while helping out SMEs. The …

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8 Principles of Investing for Beginners and Beyond

8 Principles of Investing for Beginners and Beyond

To start, there are no investment hacks and shortcuts. Investing requires time, research, and maintenance. Effort? Depends on the instrument. Stocks, for instance, would need more vigilance than bonds, which is mostly a ‘buy and wait for maturity’ affair. Overall, however, there are no instafix to get you high investment …

Types of Investments Available

If it is long-term financial security you are after, you will have to start investing – and better sooner than later. In this post, we will focus on the types of investments available. Major instruments include: Fixed deposits A fixed deposit is a bank deposit with (i) a higher interest …

8 Steps to Creating a Smart Financial Plan

Financial planning may not be the most fun chore in the world, but it’s not a scary uphill battle either. If you are relatively vigilant, disciplined, and willing to do research, crafting a personal financial plan and sticking to it isn’t troublesome. There really is no cons of making a …

Building a Portfolio for Retirement

Let’s be clear: investing is not a roadmap to instant wealth. Investing is a plan for the future. Your retirement years may be far ahead, but it is vital to start investing early as you will reap more benefits the sooner you start. Investing’s key ingredient is time. The same …

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Default Rates in Peer-to-Peer Financing Platforms

To paraphrase Crowdfund Insider’s “The Ultimate Crowdfunding Guide,” with peer-to-peer (P2P) financing, the risk an investor accepts is default. Every P2P financing platform has its own policy on default, and all investors need to take the time to understand these policies in order to protect themselves. Because every P2P platform …