Financial planning may not be the most fun chore in the world, but it’s not a scary uphill battle either. If you are relatively vigilant, disciplined, and willing to do research, crafting a personal financial plan and sticking to it isn’t troublesome. There really is no cons in making a …
FinTech as Catalyst for Financial Inclusion
Financial inclusion, the goal of making financial services available and affordable to those underserved and members of society making a lower income, is not a new idea. Now, however, with the development of financial technology (FinTech), inclusion seems more possible than ever. Thanks to FinTech, more people and companies (especially …
5 Ways to Delegate Work More Efficiently
Delegating work is not as easy as it may seem, especially when you’re a perfectionist. You may prefer to do everything yourself in order to have everything to your standards. But the truth is, it will only lead you to exhaustion and burnout. Delegation is one of the major keys …
How SMEs Are Evaluated for Financing Suitability
So, you’re a small business owner. You want to apply for business financing. You know you are eligible for the option. You’ve turned in all the necessary documents. What happens now? Specifically: how do financial institutions judge you to be worthy of their financing? If you have ever applied for …
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2017 Onwards: FinTech as the Future of Inclusion
2016 was a year of surprises, a year mostly remembered for two political upsets: the Brexit vote and the election of Donald Trump as President of the United States. Observers noted that 2016 was characterized by rising anti-globalization. Yet despite the retaliation towards globalization, the genie can’t be wished back …
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Budgeting: Balance Your Spending
“My money keeps spilling out like water.” Many of us have experienced the frustration of having too many expenses to track. We have to pay for housing, utilities, taxes, transportation, food, the list goes on. Sometimes we can’t catch a break despite bringing in a reasonably good income. It’s normal …
Investor Referral Campaign
Welcome to the Investor Referral Campaign! Specially designed to give you the best rewards for being a referral partner. Stand a chance to win RM500 cash prize while earning an additional bonus. Timeline: 21/7/17 to 31/10/2017 (3 months) Bonus Structure No. investors referred Once off additional bonus 3 or more …
Social Media 101 for Small Businesses
Social media is a significant game changer in today’s marketing world. Even if your business is small, it pays to utilize social media marketing. Start small. In fact, it’s best to manage one or two company accounts rather than force your resources to manage accounts on all the hyped social …
FinTech as Digital Solutions for SMEs
When it comes to managing finances for a successful business, gaining financing is only one part of the story for small and medium-sized enterprises (SMEs). Thankfully, various FinTech platforms provide solutions that can make the lives of small business owners easier. Mainly, FinTech helps through the three categories below: Online …
When Should You Apply for Business Financing?
Building and nurturing a successful business requires a good amount of working capital. The funds can come from private assets, investments, or financing from banks or debt investment/digital financing platforms. But when is the right time to apply for business financing? There are 3 situations that would call for more …