Should I Choose Business Financing or A Personal Loan?

Business Financing options

A catch-22 situation that all business owners face at some point, is where to get substantial funding to grow their business. Businesses nowadays have to be innovative, forward-thinking and problem-solving entities to entice their customers and make an impact in their audience. For that to happen, they need funding.  Despite …

Invoice Financing F.A.Q’s

Questions on Invoice Financing

Small businesses often resort to invoice financing when they generate an invoice for their client but cannot afford to wait for the payment to be made. To ease this cash flow burden, small businesses will engage a third party, to pay them an advance on the invoice and then collect …

Invoice Financing: A User Guide

Invoice Financing

Invoice financing refers to asset-based lending that allows small businesses to finance slow-paying invoices or accounts-receivables. This method of financing is ideal for businesses in need of consistent cash flow, such as supply chain businesses and SMEs.  Steps to Invoice Financing  1. Invoice your client: When you provide a service or …

How to Improve your SME Financing Approval Rate

Getting SME financing is a hurdle many small businesses face. Banks are strict with lending money to businesses more so than lending money to individuals. However, the fact remains that businesses in general sometimes need financial aid to keep it afloat and stabilise cash flow. While getting your business financing …

Jana Supremacy

Supply and demand is a basic concept that makes the world go round. It is in many respects, the foundation of how evolution has occurred over the years. In today’s business-centric society, it is hard to keep inside a singular niche of supply and demand, but after years of struggle …

Why SMEs Should Choose P2P instead of Traditional Banking. 

If you are a small business or planning on starting up a business, you are more than likely aware of the difficulties of getting a business loan. Traditional banking both for business and personal loans involve long processes and procedures, making it difficult and strenuous. Which is why more businesses …

Deal Cash Crunch with Invoice Financing

Invoice Financing

A pertinent business problem for all businesses is the shortage of funds. Invoice financing has emerged as an excellent way of converting receivables from customers into immediate cash. It is gaining tremendous popularity in Malaysia. Many eminent banks and financial institutions like OCBC Bank, CapitalBay, and CIMB provide the services …

OTYS Trading

OTYS Trading - Your Story, With Us

A successful business journey to online retail, Jack Lim grew his business from the ground up. Exploring the world of e-Commerce, he started his journey selling baby products to an online audience. It took off well, and now he has expanded into more diverse consumer goods. Just goes to show, …

Drajs Enterprise

Drajs Enterprise - Your Story, With Us

Originally from Kedah, Mr. Rajan Balakrishnan of Drajs Enterprises picked up the business of selling Sarawak kolo mee, after his son ate it for the first time, and could not get enough. Fun fact is that this amazing kolo mee can be found right here in Johor, where Mr. Rajan …

Asil Natural Beauty

Asil Natural Beauty - Your Story, With Us

Lisa, a woman who used to work in the corporate industry gave up her corporate job to take care of her kids. She never imagined that she could start a business from scratch, all by herself. As the business grew throughout its years of operation, the workload grew as well. …