Online Investment in Malaysia: Sifting Through the Options and Regulations

Introduction Have you ever received ads on social media promoting investment platforms? Some platforms push forex. Others promote stock and futures trading. Every now and then you’d find yourself receiving ads for cryptocurrency and digital assets trading platforms.  Are they legal? Are they genuine? ‘Legal’ and ‘genuine’ are two different …

Personal Finance Mistakes You Could Make in Your 30s

Many Malaysians become conscious when they enter the famed “3-series”. It’s a milestone where one looks back at what they’ve accomplished in their 20s. This is an age where adulting expectations and responsibilities start to catch up. One area that keeps adults in their 30s up at night is their …

How You Could Achieve Financial Freedom 

What is financial freedom to you? Financial goals should be personal. Something you will go after at any cost.  And to achieve those goals you need to dream big.  Financial freedom can be different for different people. It can be going after a career that you dream of, without thinking …

The 100 Envelope Challenge: An Excellent Way to Save Money

The 100 Envelope Challenge

Sparing some of your salary for your savings is excellent for a better future. However, being consistent on it is a different thing. Sometimes you need something to buy so there will be nothing left to spare. It turns out that saving money is an endless battle between your needs …

4 Ways to Keep Business and Personal Finance Separate

4 Ways to Keep Business and Personal Finance Separate

Starting your own business or becoming a sole proprietor is exciting until you start doing paperwork. Inexperienced business owners struggle to keep their business and personal finances separate. Usually, they can’t state a clear boundary between business needs and personal needs. They tend to think that the two are just …

Personal Loans: The Complete Guide 2022

Personal Loans: The Complete Guide

Personal loans or personal finance, in general, is not something we learn in school, but it is something that we need to be well versed in. The typical life cycle of the average working adult begins with school, attending primary and secondary, and then, maybe pursuing higher education, before entering …

Bitcoin Cash launched in Malaysia!

First launched globally in 2017, Bitcoin Cash is now available for trade, in Malaysia alongside its crypto peers, Bitcoin, Ethereum, Ripple, Litecoin and countless others.  What is Bitcoin Cash? Going back a few years to 2017, Bitcoin saw a major spike in popularity, and because not all popularity is good, …

Investments in Malaysia: A Complete Guide 2020

Investments in Malaysia

Now a coveted skill, making good investments is a recommended staple when it comes to having a good personal finance diet. Making investments on your own can be daunting, but infinitely more rewarding once you get the hang of it.  Coveted, yes, impossible, no. Let’s take a look at the …

Credit Cards: A Useful Banking Tool 

Credit Cards: A Useful Banking Tool

Often people assume that using a credit card comes with liabilities. However, it is a boon for financially disciplined individuals. If you keep paying off your credit card balances on time, then you can make use of all the advantages that come with it. Even so, most individuals are not …

Is there more to Retirement Planning, than just the Financial Aspects?

Retirement Planning

Many of us think that the best phase of life is probably the post-retirement phase. You can finally say goodbye to work-life pressure and have ample time to relax. However, things are not as simple as they seem to be. Retirement brings a lot of worry therefore it is advisable …