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How to Manage Working Capital for SMEs

How to Manage Working Capital for SMEs

What is the most important focus area for any business? Most SMEs make the mistake of focusing only on the profitability of the business. But liquidity is the other pillar on which a company stands. Liquidity is achieved through efficient working capital management. The concept is similar to a person’s …

Cash is King, Cash Flow is Emperor

Cash is king, cash flow is emperor

Businesses, especially SMEs, have grown highly competitive in the past 10 years. Local competition is not new, but international and online competition have kept small businesses on their toes. And along with the general cost of living, cost of doing business has gone up as well. In such a scenario, …

FinTech as Digital Solutions for SMEs

FinTech as Digital Solutions for SMEs

When it comes to managing finances for a successful business, gaining financing is only one part of the story for small and medium-sized enterprises (SMEs). Thankfully, various FinTech platforms provide solutions that can make the lives of small business owners easier. Mainly, FinTech helps through the three categories below: Online …

When Should You Apply for Business Financing?

When Should You Apply for Business Financing?

Building and nurturing a successful business requires a good amount of working capital. The funds can come from private assets, investments, or financing from banks or peer-to-peer (P2P) financing platforms. But when is the right time to apply for business financing? There are 3 situations that would call for more …

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Choosing the Right Crowdfunding Product

Choosing the Right Crowdfunding Product

Interested in raising capital through crowdfunding? We’re not surprised. After all, crowdfunding comes with some pretty sweet advantages. The crowdfunding process is quick and simple – often entirely online. Because crowdfunding requires no collateral, it is a great alternative to traditional financing products. There are three major forms of crowdfunding: …

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5 Steps for Better Cash Flow Management

5 Steps for Better Cash Flow Management

While most business owners know this, many have no idea on how to manage their cash flows. Consider these five steps for better cash flow management.

Choosing the Right Business Financing for Your SME

Choosing the Right Business Financing for Your SME

If you are thinking of and making strategies to develop your business to the next level, you may have already thought about business financing. There are quite a few choices for small business and SME financing, but not all of them are right for your particular business. In fact, if …

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8 Questions to Ask Yourself before Applying for Business Financing

8 Questions to Ask Yourself before Applying for Business Financing

These days, there are more resources available for business financing – from bank financing to crowdfunding and P2P financing. But while the options exist, receiving funding is never easy, especially if you are part of a small business. Then there’s the evaluation bit. Financial institutions and investors review your application …

A Portrait of Malaysian SMEs

A Portrait of Malaysian SMEs

Small and medium-sized enterprises (SMEs) play an essential role in the economic development of ASEAN countries. SMEs affect national GDP and create employment opportunities for the population. Malaysia is no exception. Past data shows that Malaysian SMEs have a significant impact on national economic development. And what about today? What …

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4 Reasons Why SMEs Should Consider P2P Financing

Concise Guide to P2P Financing

SMEs around the world, including Malaysia, face the same major issue: lack of financing. Without the necessary funding, SMEs find it difficult to grow. Many SMEs choose to apply for bank funds to secure working capital financing. While bank financing can be a good solution for SMEs, it isn’t always …