How to Improve your SME Financing Approval Rate

Getting SME financing is a hurdle many small businesses face. Banks are strict with lending money to businesses more so than lending money to individuals. However, the fact remains that businesses in general sometimes need financial aid to keep it afloat and stabilise cash flow. While getting your business financing …

Credit Cards: A Useful Banking Tool 

Credit Cards: A Useful Banking Tool

Often people assume that using a credit card comes with liabilities. However, it is a boon for financially disciplined individuals. If you keep paying off your credit card balances on time, then you can make use of all the advantages that come with it. Even so, most individuals are not …

Invest with Funding Societies to WIN prizes worth more than RM15,000

Year End Promotion

Year-End Promotion is here! We are giving out prizes worth more than RM15,000 in total! Investors can participate in the lucky draw once your investment reached a minimum of RM2,000 collectively across investments. HOW TO PARTICIPATE   Unlimited Entries for every cumulative investment amount of RM2,000 Invest in any available …

Jana Supremacy

Supply and demand is a basic concept that makes the world go round. It is in many respects, the foundation of how evolution has occurred over the years. In today’s business-centric society, it is hard to keep inside a singular niche of supply and demand, but after years of struggle …

How You Could Achieve Financial Freedom 

What is financial freedom to you? Financial goals should be personal. Something you will go after at any cost.  And to achieve those goals you need to dream big.  Financial freedom can be different for different people. It can be going after a career that you dream of, without thinking …

Why SMEs Should Choose P2P instead of Traditional Banking. 

If you are a small business or planning on starting up a business, you are more than likely aware of the difficulties of getting a business loan. Traditional banking both for business and personal loans involve long processes and procedures, making it difficult and strenuous. Which is why more businesses …

Deal Cash Crunch with Invoice Financing

Invoice Financing

A pertinent business problem for all businesses is the shortage of funds. Invoice financing has emerged as an excellent way of converting receivables from customers into immediate cash. It is gaining tremendous popularity in Malaysia. Many eminent banks and financial institutions like OCBC Bank, CapitalBay, and CIMB provide the services …

OTYS Trading

OTYS Trading - Your Story, With Us

A successful business journey to online retail, Jack Lim grew his business from the ground up. Exploring the world of e-Commerce, he started his journey selling baby products to an online audience. It took off well, and now he has expanded into more diverse consumer goods. Just goes to show, …

Is there more to Retirement Planning, than just the Financial Aspects?

Retirement Planning

Many of us think that the best phase of life is probably the post-retirement phase. You can finally say goodbye to work-life pressure and have ample time to relax. However, things are not as simple as they seem to be. Retirement brings a lot of worry therefore it is advisable …

Invest and enjoy the Merdeka rewards with Funding Societies

In conjunction with the celebration of Malaysia’s 62nd Independence Day, Funding Societies is lowering down the service fees to spur the spirit of patriotism to build Stronger SMEs, Stronger Societies. This Merdeka, enjoy 62% OFF on service fees for our selected investment notes, starting from 28th August until 6th September …