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Why FinTech is Rapidly Growing in Southeast Asia

Why FinTech is Rapidly Growing in Southeast Asia

After the financial technology (FinTech) industry’s start in the West, notably in Europe and in the USA, its innovations have established themselves across various markets. FinTech has also experienced adoption and high growth in China. But if we are searching for financial technology’s next hot region, it would be Southeast …

P2P Financing on a Global Scale

P2P financing, on a Global Scale

In the wake of the 2008 financial crisis, banks started making consumer financing stricter. Cheap, quick funds became challenging to acquire. Some consumers found it difficult to get financing even though they had a good credit history. The environment of scarce funds and lengthy approval process became an opportunity for …

A Concise Guide to P2P Financing

Concise Guide to P2P Financing

Peer-to-peer (P2P) financing is a revolutionary FinTech innovation, with the potential to address the lack of SME financing in Southeast Asia. Since traditional middlemen like bankers aren’t part of the system, it increases profits for investors and decreases resistance for SME issuers. Let’s see how the model benefits both investors …

FinTech as Catalyst for Financial Inclusion

FinTech as Catalyst for Financial Inclusion

Financial inclusion, the goal of making financial services available and affordable to those underserved and members of society making a lower income, is not a new idea. Now, however, with the development of financial technology (FinTech), inclusion seems more possible than ever. Thanks to FinTech, more people and companies (especially …

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2017 Onwards: FinTech as the Future of Inclusion

2017 Onwards: FinTech as the Future of Inclusion

2016 was a year of surprises, a year mostly remembered for two political upsets: the Brexit vote and the election of Donald Trump as President of the United States. Observers noted that 2016 was characterized by rising anti-globalization. Yet despite the retaliation towards globalization, the genie can’t be wished back …

4 Advantages of Crowdfunding and P2P Financing

4 Advantages of Crowdfunding and P2P Financing

Crowdfunding and P2P financing have recently gained popularity as alternatives to funding options from more traditional financial institutions, especially for SMEs and small businesses. Both crowdfunding and P2P financing are new methods to gain capital. Despite the relative newness of both these financing models, it seems they are here to …

The Development of FinTech in Malaysia

The Development of FinTech

The field of financial technology, better known as FinTech, has shaken up the financial world since the last decade or so. FinTech has improved and upgraded areas such as insurance, market provisioning, investment management, and capital raising. It has developed faster, cheaper, and more efficient financial services. FinTech has opened …

A Short Guide to P2P Financing in Asia

A Short Guide to P2P Financing in Asia

As technology keeps improving, so do many industries – including the finance industry. There are now financial companies that heavily utilize digital technology for their business models and operations. People have a term for these companies: FinTech (financial technology). One of the most popular business models born of FinTech is …

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A Short Guide to FinTech in Malaysia

A Short Guide to FinTech in Malaysia

Prior to mid-2015, FinTech was hardly talked about in Malaysia. Sure, a select few discussed the subject, but there was little interest in financial technology. That is changing; FinTech has become the hot topic among Malaysian businessmen, especially as the sector paves the way forward for innovations in financial services. …