4 Ways to Save in the Digital Era

4 ways to save in the digital era

We’ve all been there before: at first, we were just absentmindedly scrolling through our Instagram feed when we come across a beautifully made travel bag or trendy sneakers posted by a brand account. Next thing we know, we’ve placed our order and we’re ready to make a purchase. Everything happened …

4 Ways to Manage Personal Finance as Millennials

4 Ways to Manage Personal Finance as Millennials

When it comes to personal finances, millennials often struggle. Older generations sneer, saying that the youth’s money problems stem from their own spending habits, from frequent eating out to coffee shops. That criticism has some merit. A recent survey conducted by Bankrate shows that the average millennial eats out or …

8 Steps to Creating a Smart Financial Plan

8 Steps to Creating a Smart Financial Plan

Financial planning may not be the most fun chore in the world, but it’s not a scary uphill battle either. If you are relatively vigilant, disciplined, and willing to do research, crafting a personal financial plan and sticking to it isn’t troublesome. There really is no cons in making a …

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Budgeting: Balance Your Spending

“My money keeps spilling out like water.” Many of us have experienced the frustration of having too many expenses to track. We have to pay for housing, utilities, taxes, transportation, food, the list goes on. Sometimes we can’t catch a break despite bringing in a reasonably good income. It’s normal …