The Road to Recovery: Effects of Online Shopping on the Economy

The Road to Recovery_ Effects of Online Shopping on the Economy

For most people, money is tighter than ever these days, with many families struggling to make ends meet from month to month. The current economic situation has many entrepreneurs wondering if it’s even worth starting an online business anymore, especially if the business owner has no solid capital to work …

Why Business Budget Planning Is So Important

Why Business Budget Planning Is So Important

Budgeting is one of the crucial aspects of running a business. The efficiency of a business owner’s budgeting process determines how successful a small business will be. Business budget planning, one of the last stages of the budgeting process, is one of its most essential components. Remember that budgeting estimates …

B2B vs B2C vs D2C: How Business Models Differ and Why It Matters for Your SME

B2B vs B2C vs D2C. How Business Models Differ and Why It Matters for Your SME

Business is an ancient practice that began in the earliest civilizations. Back then, the top commodities produced metalwork and meat. Compared to modern-day business, a lot has changed, from the goods sold in the market to how it’s marketed. The business industry has evolved because sellers can capture opportunities with …

Five FinTech Trends to Look Out for in 2023

Five FinTech Trends to Look Out for in 2023

2023 is projected to be volatile for the economy – both global and Malaysian. Both the World Bank and the International Monetary Fund (IMF) predict an economic storm cloud to hit. Their chorus is joined by the World Trade Organisation (WTO) and the World Economic Forum (WEF). Geopolitical conflicts, the …

A Guide to Business Credit Scores

A guide to Business Credit Scores

When we talk about CTOS and CCRIS, we often think of an individual’s credit score, credit report, or credit rating. What is a credit score? What does it mean? Credit scores are numerical ratings by credit reporting agencies (CRAs) registered under the Credit Reporting Agencies Act 2010. A higher credit …

Two Essential Elements to Optimize Your Financial Plan

Two Essential Elements to Optimizing your Financial Plan

  It’s time to get ahead of the curve! If you’ve been here before, you’re probably aware that financial literacy is vital to any working adult. So it’s time to put your theory to the test and take some measures to optimize your financial plan. Here are the two essential …

Top 4 Financing Challenges Faced by SMEs

Top 4 Financing Challenges Faced by SMEs

Having enough cash at hand is critical for the survival of Malaysia’s 262,000 SMEs. Business owners and entrepreneurs turn to various sources to secure the necessary financing for them to take advantage of business opportunities and return to their full economic potential. #1 Complicated Application Process The number one challenge …

How to take your Business Online

Take your Business online

How to Take Your Business Online For the first time in history, the world is experiencing a standstill when it comes to business operations. As such, we must improvise, adapt and overcome to ensure survival. Change is inevitable, why not let it be taken as an opportunity? Here is an …

Business Strategy: Measuring with Meaning and Purpose

Business Strategy_ Measuring with Meaning and Purpose

Measuring business performance is crucial. It allows businesses to analyze its performances and progress toward business targets. It is so important that Peter Drucker, dubbed as the founder of modern management, was attributed to write, “What gets measured gets managed.”  Unfortunately, this has been misconstrued to mean “what cannot be …

Business Registration in Malaysia

Owning, operating and managing a business is now the new norm in this mid-pandemic, digital ecosystem we live in. Even if you are a 9 to 5 kind of person, you probably have a side gig going on to supplement your income.  Kudos to you for being a business-minded personality, …