Cash is King, Cash Flow is Emperor

Cash is king, cash flow is emperor

Businesses, especially SMEs, have grown highly competitive in the past 10 years. Local competition is not new, but international and online competition have kept small businesses on their toes. And along with the general cost of living, cost of doing business has gone up as well. In such a scenario, …

How SMEs Are Evaluated for Financing Suitability

So, you’re a small business owner. You want to apply for business financing. You know you are eligible for the option. You’ve turned in all the necessary documents. What happens now? Specifically: how do financial institutions judge you to be worthy of their financing? If you have ever applied for …

FinTech as Digital Solutions for SMEs

FinTech as Digital Solutions for SMEs

When it comes to managing finances for a successful business, gaining financing is only one part of the story for small and medium-sized enterprises (SMEs). Thankfully, various FinTech platforms provide solutions that can make the lives of small business owners easier. Mainly, FinTech helps through the three categories below: Online …

When Should You Apply for Business Financing?

When Should You Apply for Business Financing?

Building and nurturing a successful business requires a good amount of working capital. The funds can come from private assets, investments, or financing from banks or debt investment/digital financing platforms. But when is the right time to apply for business financing? There are 3 situations that would call for more …

1

5 Steps for Better Cash Flow Management

5 Steps for Better Cash Flow Management

While most business owners know this, many have no idea on how to manage their cash flows. Consider these five steps for better cash flow management.

Choosing the Right Business Financing for Your SME

Choosing the Right Business Financing for Your SME

If you are thinking of and making strategies to develop your business to the next level, you may have already thought about business financing. There are quite a few choices for small business and SME financing, but not all of them are right for your particular business. In fact, if …

3

8 Questions to Ask Yourself before Applying for Business Financing

8 Questions to Ask Yourself before Applying for Business Financing

These days, there are more resources available for business financing – from bank financing to debt investment financing. But while the options exist, receiving funding is never easy, especially if you are part of a small business. Then there’s the evaluation bit. Financial institutions and investors review your application thoroughly …

A Portrait of Malaysian SMEs

A Portrait of Malaysian SMEs

Small and medium-sized enterprises (SMEs) play an essential role in the economic development of ASEAN countries. SMEs affect national GDP and create employment opportunities for the population. Malaysia is no exception. Past data shows that Malaysian SMEs have a significant impact on national economic development. And what about today? What …

7

4 Reasons Why SMEs Should Consider Digital Debt Investment Financing

SMEs around the world, including Malaysia, face the same major issue: lack of financing. Without the necessary funding, SMEs find it difficult to grow. Many SMEs choose to apply for bank funds to secure working capital financing. While bank financing can be a good solution for SMEs, it isn’t always …

2

Traditional Financial Institutions vs Digital Financing Platforms

Traditional Financial Institutions vs P2P Financing Platforms

Digital financing platforms are changing views on financing, both personal and business financing. These days, bank financing is no longer the only available choice for raising capital, especially for small and medium-sized enterprises (SMEs). Malaysia, in particular, has regulated digital financing – the first ASEAN country to do so, although …