Personal Financial Planning: Protecting Yourself with Insurance Portfolio

Personal Financial Planning with Insurance

What are the components of good financial planning? It would include a debt management plan, wealth creation plan, and wealth preservation and protection plan. Yes, your future should not only be about gaining more wealth but also about protecting your wealth. The way to do it is by having reliable …

Earn Effective Interest Rate in Business Term Financing

Earn Effective Interest Rate

What is Effective Interest Rate? You may notice the factsheet for our business term financing notes may state both the simple interest rate and effective interest rate. “Interest rate” is the rate of interest that is agreed by the issuer to be paid to investors in return for the financing …

6 Strategies to Build Your Unit Trust Investment in Malaysia

6 Strategies to Build Your Unit Trust Investment in Malaysia

Unit trusts are a popular investment vehicle in Malaysia. Thirty-nine locally-incorporated management companies were approved by the Securities Commission Malaysia, offering 734 unit trust funds with a total net asset value of RM551.36 billion. Similar to mutual funds, unit trusts pools money from different investors to invest in a basket of …

Robo Advisors: An Introduction

Autopilot for investors. Robo-Advisors are automated portfolios managers that make ongoing decisions about how to invest your money. These digital platforms use algorithms to automate your portfolio based on your investment goals and risk tolerance. All you have to do is fill in a survey and you’re good to go.  …

#MakingHERStory with Shakthi Priya Kathirvelu

#MakingHERStory with Shakthi

We are back with another round of the #MakingHERStory series. In this piece, we speak to Shakthi Priya Kathirvelu, our Head of Information Security Engineering to find out her thoughts on transformational leadership and women empowerment at Funding Societies. Influence and inspiration Tell us about a leadership lesson that you’ve …

Circular Economy : What Is It & Things That Can Be Done To Enhance It

circular economy

What is a Circular Economy? As we adopt a linear approach of “Take, Make, Dispose” in our daily lives, it eventually  – over time – contributes towards growing environmental waste and pollution. Conversely, a Circular Economy decouples economic activity from the consumption of finite resources. It is a systems solution …

Online Investment in Malaysia: Sifting Through the Options and Regulations

Introduction Have you ever received ads on social media promoting investment platforms? Some platforms push forex. Others promote stock and futures trading. Every now and then you’d find yourself receiving ads for cryptocurrency and digital assets trading platforms.  Are they legal? Are they genuine? ‘Legal’ and ‘genuine’ are two different …

Industry 4.0 Grants and Financial Support for Malaysia SMEs

“Industry 4.0” was first coined at the start of the 2010s by scientists developing high-tech strategies for the German government. It came into mainstream conversation when it was set as a theme at the 2016 World Economic Forum. Industry 4.0 became a national agenda for us in Malaysia soon after.  …

Personal Finance Mistakes You Could Make in Your 30s

Many Malaysians become conscious when they enter the famed “3-series”. It’s a milestone where one looks back at what they’ve accomplished in their 20s. This is an age where adulting expectations and responsibilities start to catch up. One area that keeps adults in their 30s up at night is their …

5 Essential Elements to Boost Your Digital Marketing Strategy

Digital marketing is now a must-have for any and every kind of business. The world has moved online, and we must speak to our audiences. What is Digital Marketing and how does it work for businesses? Digital marketing is an essential component of any efficient marketing plan in today’s digital …