Why Creativity and Innovation are Important for SMEs

SME Creativity and Innovation

It has become widely accepted that creativity and innovation are crucial to business success, especially in the ever-changing and uncertain world we live in today. While creativity is the ability to produce new and unique ideas, innovation is the execution of that creative ideas. When adequately fostered, creativity and innovation …

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Business Planning 101

Business Planning 101

4 Tips to Maximize Business Productivity All successful businesses start with great planning. Business plans can be a daunting challenge for some, because of the effort you have to put to craft one. As daunting as it seems, business plans are necessary as they provide the roadmap for where you …

How to Build The Best Business Team for SMEs

How to Build The Best Business Team for SMEs

A rookie mistake often made by those just starting a new business is thinking they can handle everything on their own. It’s still a small business, after all, so why would I need more people to help me, they think. As a small business owner, I should be able to …

Building a Business: Online or Offline?

Building a Business: Online or Offline?

When thinking of how best to build your business, a significant consideration these days is whether to make it offline or online – especially, of course, if the business idea you have in mind is in the retail industry. Each option has its ups and downs, so you need to …

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Evaluating Your Business Idea

Evaluating Your Business Idea

The current climate in business is innovative and entrepreneurial. Is it any wonder the startup industry is flourishing? Southeast Asia’s startup scene is also thriving. Since 2012, Southeast Asian startups have consistently obtained more and more financing. If you’re reading this article, perhaps you’ve been thinking of building your own …

4 Keys to Success When Investing in P2P Financing

4 Keys to Success When Investing in P2P Financing

Peer-to-peer (P2P) financing has been attracting a lot of attention lately, thanks to its ability to connect entrepreneurs with investors using big data and advanced analytics. For small, growing enterprises, P2P financing can be a great substitute for applying for business financing from conventional financial institutions. On the other hand, …

4 Ways to Save in the Digital Era

4 ways to save in the digital era

We’ve all been there before: at first, we were just absentmindedly scrolling through our Instagram feed when we come across a beautifully made travel bag or trendy sneakers posted by a brand account. Next thing we know, we’ve placed our order and we’re ready to make a purchase. Everything happened …

4 Ways to Manage Personal Finance as Millennials

4 Ways to Manage Personal Finance as Millennials

When it comes to personal finances, millennials often struggle. Older generations sneer, saying that the youth’s money problems stem from their own spending habits, from frequent eating out to coffee shops. That criticism has some merit. A recent survey conducted by Bankrate shows that the average millennial eats out or …

How to manage your investment portfolio like a pro

How to manage your investment portfolio like a pro

Managing an investment portfolio is a lot like managing a business. With a disciplined, patient, and proactive approach, you can preserve and protect your wealth while attaining financial independence. Your investment strategies might differ, but you’ve to begin with some principles that are consistent at its core, which not only …