Best Investments Strategies for Retirement: Building a Nest Egg in your 20s

Best Investments Strategies for Retirement

People in their 20s are guided by optimism and youth and little to no financial commitments. They’re frequently bombarded with materialistic media messages that influence their purchasing behavior. However, a young age does mean a longer investment horizon. It allows young people to experiment with a moderate to an aggressive …

4 Ways to Keep Business and Personal Finance Separate

4 Ways to Keep Business and Personal Finance Separate

Starting your own business or becoming a sole proprietor is exciting until you start doing paperwork. Inexperienced business owners struggle to keep their business and personal finances separate. Usually, they can’t state a clear boundary between business needs and personal needs. They tend to think that the two are just …

10 Ways on How Can We Fight Climate Change

10 ways to Fight Climate Change

In conjunction with this year’s Earth Day, let’s take a look at ten possible solutions to global warming and climate change. Climate change is an ever growing issue for the world. Climate action is listed as one of the 17 Sustainable Development Goals (SDG), indicating its importance and the urgency …

Dealer Financing, a new solution for Used Car Dealers

Dealer Financing Solutions

Dealer Financing – it’s a term few people can relate to, investors or business owners alike. What is in fact dealer financing? Similar to micro-financing or term financing, dealer financing is a line of credit offered exclusively to Used Car Dealers that allows them to purchase an inventory of cars …

How to effectively use a credit card for business

how to use credit card for business

If you are new to the business, you would definitely have thought about main and alternative sources of finance for small businesses, and you may know that there are many ways to finance your business other than loans and invoicing. One of the alternative sources of finance for small businesses …

Small business in Malaysia: 5 in demand, low-cost business ideas

small business ideas Malaysia

Even in the middle of the crisis of a pandemic, launching a business in Malaysia is one of the wisest decisions you can make. In recent years, the country has seen rapid growth and has positioned itself as one of the greatest places to establish a business, due to the …

The Ultimate Guide to Invoice Financing in Malaysia

Invoice Financing Guide

SMEs contribute an estimated 40% to the Malaysian GDP. Despite this achievement many Malaysian SMEs are struggling with cash flow issues and are now looking into a different kind of credit facility, invoice financing.  Before we get into the specifics, let’s discuss what is Invoice Financing in a wholesome way …

How Can Intellectual Property Add Value to Your Company as an SME?

How Can Intellectual Property Add Value to Your Company

Intellectual Property (IP) is actually all around us. From the shoes you wear, to the meal you ordered for lunch, to the device that you are reading this on, they are all protected by IP rights. It is a common misconception for a small business owner to think that IP …

Why Is It Important to Have a Budget? These Simple Tips Will Help You Start

Why Is It Important to Have a Budget

Have you ever looked at your checking account and been stunned by the amount of money left? You thought to yourself, “Where has my money gone to?” It’s not stolen but rather spent nonchalantly without proper budgeting or financial planning. Budgeting is the process of laying out your income and …

Personal Loans: The Complete Guide 2022

Personal Loans: The Complete Guide

Personal loans or personal finance, in general, is not something we learn in school, but it is something that we need to be well versed in. The typical life cycle of the average working adult begins with school, attending primary and secondary, and then, maybe pursuing higher education, before entering …